What buying in Spain
really costs.
Taxes and fees on the Costa Blanca typically add 10–13% on top of the asking price. Move the sliders to see an estimate for the Valencian Community, broken down line by line.
- Transfer tax · ITP 9%€67,500
- Notary fees€3,000
- Land Registry€2,200
- Independent lawyer€7,500
Estimate only, for the Valencian Community. Rates and professional fees change and depend on the property, the bank and your personal situation. We give every buyer a written cost breakdown before any deposit is paid.
Frequently asked
How much are the costs of buying a property in Spain?
For a resale property in the Valencian Community, budget roughly 11–13% on top of the price: transfer tax (ITP) at 9%, or 11% above €1,000,000, plus notary, Land Registry and lawyer fees. A mortgage adds valuation and bank fees. The 9% rate applies since 1 June 2026 (previously 10%).
What tax do I pay on a new-build property?
New builds bought from a developer are subject to 10% VAT (IVA) plus stamp duty (AJD), 1.4% in the Valencian Community since 1 June 2026, instead of transfer tax.
Who pays the estate agency commission?
In Spain the seller pays the agency commission. As a buyer's agency we are paid out of that commission through co-brokerage, so our search and accompaniment cost you nothing extra.
Do I need a Spanish lawyer?
It is not legally mandatory, but strongly advised. An independent lawyer checks the Land Registry extract, debts, planning status and the private contract before you commit. Typical fee is around 1% of the price.
Want the real numbers for a specific property?
Send us the listing — any portal, any agency — and we come back with a written cost breakdown and an independent check of the property.
See Property Check